Features
Planning and forecasting
Advanced budgeting
Build detailed budgets by category and reporting line, making it easy to plan household, property and business cash flows. Compare monthly performance with historical patterns, account for one-off items and refine your plans as circumstances change.
- Set monthly budgets by category and reporting line
- Compare actual spending with your targets
- Review historical amounts at a glance
- Plan for one-off income and expenses
- Automatically adjust your budget forward to forecast future cash flows
- Identify areas for greater financial efficiency
- AI Insights flag budget variances before they become a problem
Monthly targets
Set meaningful monthly targets across your household, property and business reporting lines. Track progress at a glance and see which areas are on course, need attention or still need a target.
- Set targets for income, expenses, cash flow and savings
- Track rental income and occupancy goals
- Monitor net worth and liquidity targets
- View Achieved, Not met and Not set statuses at a glance
- Compare performance across reporting lines
- Use AI Insights to highlight targets that need attention
Long-term goals
Turn your bigger financial ambitions into clear, measurable goals for net worth, liquidity, investments, debt and property equity. Track progress over time and see how today’s financial decisions move you closer to the outcomes that matter.
- Set goals for net worth, liquidity, investments, debt and real estate equity
- Define a target value and track your current position
- See progress, remaining amounts and achieved goals at a glance
- Track both growth goals and goals where lower is better, such as debt
- Set goals for individual reporting lines or your combined financial position
- Use AI Insights to identify progress, risks and areas that need attention
Net worth forecasting
See where your net worth could be heading based on your current financial position, budgets and expected cash flows. Follow the month-by-month outlook and understand which financial decisions are most likely to shape your future position.
- Forecast how your net worth may change over time
- Build projections from your accounts, balances and actual cash-flow data
- Include recurring budgets and planned one-off income or expenses
- Use historical cash-flow patterns where future budgets have not been set
- See how accounts, assets and liabilities contribute to your projected net worth
- Compare your projected position with your long-term goals
- Use AI Insights to highlight key drivers, risks and opportunities
