Automatic tracking is available for holdings in an Investment tracking or Value tracking account when the holding is linked to a recognized market instrument. The link is created when you select an instrument from the asset search results or when Worthic can reliably match an imported holding ticker to its instrument catalogue.
Automatic price tracking is not used for Balance tracking accounts because those accounts contain only a total asset value, not individual units and instruments. Custom or unlisted assets also remain manually valued unless they can later be linked to a supported market instrument.
For an automatically priced holding, Worthic needs:
- a recognised ticker or instrument identifier;
- the correct exchange or market listing;
- a quote currency;
- the number of units held; and
- an active holding linked to the instrument.
The holding value is then calculated as:
Units × latest available unit price
Investment universe
Worthic’s instrument search covers a broad international market universe rather than a fixed list of exchanges. Depending on market availability, searchable instruments can include:
- listed ordinary and preference shares;
- exchange-traded funds;
- mutual funds and unit trusts;
- listed bonds and fixed-income funds;
- REITs and listed property securities;
- market indices;
- listed precious-metal products;
- cryptocurrencies and digital-asset pairs;
- currencies;
- futures and other listed alternatives.
Coverage depends on whether the instrument has a recognised market symbol and usable price history. Direct property, vehicles, household goods, private companies, collectibles and many physical bullion items do not normally have a market ticker and therefore require manual valuation. A listed gold ETF may be priced automatically; an individual Krugerrand or collectible coin generally cannot.
Finding the correct instrument
When adding a holding, search by ticker, instrument name or identifier. Worthic first checks instruments already known to the system and then expands the search across the supported market universe.
Select the result that matches the correct name, exchange and quote currency. The same ticker can exist on different exchanges, and an incorrect listing can produce the wrong currency or price. Exchange-qualified symbols are especially important for instruments listed outside their home market.
Once selected, the instrument is linked to the holding and included in future scheduled price refreshes.
When prices are updated
Worthic runs a daily automatic investment-price refresh on weekdays at approximately 23:30 UTC. The refresh collects the latest available daily market price and recent history for every actively tracked instrument.
The price date represents the market date attached to the observation, not necessarily the time Worthic processed it. Different exchanges close at different times, so prices across a global portfolio may not all carry the same date. Weekends, market holidays, suspended instruments and delayed market publication can also mean that no newer price is available.
After a successful refresh, Worthic:
- stores the latest price and price date;
- retains recent daily price history;
- recalculates each linked holding’s market value;
- updates the holding valuation date;
- calculates daily price movement where consecutive prices exist;
- recalculates affected account totals; and
- saves a dated portfolio rollup for performance and 1-day change reporting.
What happens when a ticker or price is unavailable
If no suitable search result appears, first check the spelling, full instrument name, exchange and exchange-specific ticker format. Searching by name is often more reliable than guessing the ticker.
If the instrument still cannot be found, create it as a custom instrument. You can record its name, symbol, currency, asset class, units and manual price. The holding remains part of portfolio value, allocation and risk reporting, but its price will not refresh automatically.
If a linked ticker temporarily returns no price, Worthic keeps the existing holding value and valuation date. It does not replace the price with zero or estimate a new value. A later scheduled refresh can update it when data becomes available again. The visible valuation date therefore matters: it tells you whether the displayed amount is current or merely the last known value.
A ticker that has changed, delisted, merged or moved exchange may require the holding to be linked to the successor instrument. Delisted securities and private holdings should normally be updated manually using reliable valuation evidence.
Accuracy and user responsibility
Automatic pricing updates the price, not the underlying ownership record. Incorrect units, currency or instrument selection will still produce an incorrect market value. Review imported holdings, corporate actions, share splits, purchases and sales so that units remain accurate.
Worthic also preserves each instrument’s quote currency. Portfolio totals can then be converted into the workspace reporting currency using the available FX rate. This means the reporting-currency value may change because of both the asset price and exchange-rate movement.
For reliable results, verify the instrument at setup, monitor the valuation date, and use manual valuations only when no dependable market-traded instrument exists.